★★★★★ 5.0 Google Rated · 200+ Families Helped

Stop Overpaying for Health Insurance

Free, no-pressure quotes for individuals, families, the self-employed & small businesses. Keep your doctors, lower your bill, and get a real human who has your back.

Any doctor, any hospital
100% free, no obligation
Licensed in 29 states
Limited free consultations available this week
Argelio Morejón, Licensed Health Insurance Agent
🛡️ Licensed Agent

Get Your Free Quote

No spam. We never sell your info.

By submitting, you agree to be contacted about insurance options. No obligation.

Thank you!

Argelio will reach out shortly. Need help now? Call (954) 683-1844.

★★★★★ 5.0 Google Rating
|
200+ Families Helped
|
Licensed in 29 States
|
5+ Years Experience
|
100% Free Quotes
|
Bilingual EN / ES
Access to top-rated carriers
BCBS Aetna Cigna UnitedHealthcare Ambetter Oscar Health Molina Healthcare
Argelio Morejón, Founder of Fully Loaded Insurance
Argelio Morejón Licensed in 29 States · EN/ES
Meet Your Agent
Argelio Morejón
Founder & Licensed Health Insurance Agent
"My job isn't to sell you a policy — it's to make sure you and your family are actually protected, without overpaying for it."

Hi, I'm Argelio. For over five years I've helped more than 200 families, self-employed workers, and small business owners find health coverage that actually fits their lives and their budgets. I started Fully Loaded Insurance because I was tired of seeing good people get pushed into the wrong plans by agents who were chasing a commission instead of listening.

I'll take the time to understand your situation, compare every option across the top carriers, and explain it all in plain English — or in Spanish, hablamos Español. There's no pressure and no cost to talk. Whether you're switching jobs, going out on your own, or just want someone to double-check your current plan, I've got you covered.

Coverage Built Around You

Here's what you actually get when you work with Fully Loaded Insurance.

🩺

Keep Your Doctors

With wide-access PPO plans, you stay with the doctors and hospitals you already trust — any doctor, any hospital, no surprises.

💰

Save Real Money

I compare every option across top carriers to find the plan that protects you for less. Most clients are shocked at how much they were overpaying.

🤝

Honest Guidance

No pressure, no spam, and I never sell your info. You'll get straight answers and a recommendation I'd give my own family.

✈️

Coverage That Travels

Your plan stays with you wherever life takes you — portable coverage that works on or off the job, 24 hours a day.

Simple. Honest. Free.

Three easy steps and you're covered — no jargon, no runaround.

1

Tell Me Your Situation

A quick, free conversation about your needs, your budget, and the doctors you want to keep.

2

I Compare Every Option

I shop the top carriers for you and line up the plans that actually fit — side by side, in plain English.

3

You Pick, I Handle the Rest

You choose the plan you love and I take care of all the paperwork and enrollment. Done.

Real Coverage for Real Life

Whoever you are, there's a plan that fits. Here's who I work with every day.

👨‍👩‍👧

Individuals & Families

Affordable, comprehensive coverage that keeps your whole family protected and your favorite doctors in-network.

  • Major medical & PPO plans
  • Coverage for kids & dependents
  • Plans for every budget
🚚

Self-Employed & 1099s

Built for truckers, contractors, freelancers, and gig workers who don't have employer coverage.

  • Portable, you-keep-it coverage
  • 24-hour, on/off the job
  • Flexible for variable income
🏢

Small Business

Attract and keep great people with group and supplemental benefits that won't break the bank.

  • Group & supplemental plans
  • Owner & employee coverage
  • Simple setup & admin
😁

Dental & Vision

Round out your protection with affordable dental, vision, and supplemental coverage.

  • Standalone or add-on plans
  • Cleanings, glasses & more
  • Accident & supplemental options

What Clients Are Saying

Rated 5.0 stars on Google. Here's what working with Argelio is really like.

★★★★★

"Argelio made the entire process simple and stress-free. He took the time to explain my options, answered all my questions, and helped me find a plan that fit my needs and budget."

G
Verified ClientGoogle Review
★★★★★

"I was changing jobs and needed affordable coverage for my family. Argelio was the only one that took the time to explain the process clearly and find the plan that fit us best."

G
Verified ClientGoogle Review
★★★★★

"I recommend him to everyone seeking an expert representative who will provide the best insurance and give every customer every important detail honestly and professionally."

G
Verified ClientGoogle Review

Questions? Answered.

The things people ask me most before we get started.

How much does it cost to work with you?+
It's 100% free. I'm paid by the insurance carriers, not by you — so you get expert guidance, plan comparisons, and enrollment help at no cost and with no obligation.
Will I have to change my doctors?+
In most cases, no. I specialize in wide-access PPO plans that let you keep your current doctors and hospitals — any doctor, any hospital. I'll always check that your providers are covered before you enroll.
What if I already have insurance?+
Let's do a free policy review. I'll compare your current plan against what's available and tell you honestly whether you can do better. If your plan is already great, I'll tell you that too — no pressure either way.
How fast can I get covered?+
In many cases, same-day or next-day. Once we find the right plan, I handle the paperwork and enrollment so your coverage can start as soon as possible.
Do you only serve Florida?+
Not at all. I'm licensed in 29 states across the country, so wherever you live — or move to — there's a good chance I can help. Just ask.
Do you speak Spanish?+
¡Sí! Yes, hablamos Español. I'm happy to walk you through all of your options in English or Spanish — whatever's most comfortable for you and your family.

Ready to Stop Overpaying?

Let's find you better coverage for less — free, no pressure, and no obligation. Call now or send your info and Argelio will reach out today.

📞 (954) 683-1844
Limited free consultations this week — let's talk.

Request Your Free Quote

No spam. We never sell your info.

By submitting, you agree to be contacted about insurance options. No obligation.

Thank you!

Argelio will reach out shortly. Need help now? Call (954) 683-1844.

📞 Call Now